In my line of work I see three different types of couples. Those who communicate about finances openly, those who kind-of talk about it but not really, and those who don’t touch it with a ten foot pole. What I have also noticed is those who communicate about finances opening tend to feel less tension in their relationship versus those who don’t.  Money is one of the leading causes of tension and stress in a relationship. Add in lack of communication, lack of expression of thoughts and feelings and you have yourself a deadly Molotov cocktail.  So many of us out there are ashamed to talk about money. Especially when it comes to our own money. Our fears come to the surface of not having enough money, having too much money, and everything in between.  When it comes to being real, we tend to get quiet and shove the dirty details under the rug.  When it comes to money with your significant other, there needs to be an open line of communication. This is the person you need to be able to talk to everything about. And I mean  everything . Including your spending problems, debts owed, negative checking account. All. of. it.  When you move in with someone and combine finances, you need to talk about it. Married or not.  I know that might make you squirm in your seat uncomfortably. That’s okay. Because if I get you uncomfortable now, you’re less likely to get uncomfortable later when you actually have to sit down and talk about this stuff. Because you will. If you haven’t gotten honest with your partner yet, you’ll need to eventually. Money and finances are a big part of your relationship.  Whether you pay for things separately or together, your money is being combined in a way that is supporting both of you.  You share the roof over your head, the food in your kitchen, the utilities being used, the wifi. You both use them, so it’s time to stop treating your significant other as a roommate to life.  It’s time to get open and honest.   It’s time to dream and plan.  Now, before you go nuts on me for making you talk the gory details of your money situation with your spouse, let me clarify how I want you to go about this.  I’m not suggesting that you bombard your partner with “the money talk.” That makes everyone feel icky, and I’m not about that. What I am suggesting is that  you  get clear on where you stand with money. Take care of your side of the street. Explore your own view of the situation. Then, and only then, present your findings to your partner in a fun and loving way.   This sounds all wonderful on paper, but let’s dive in to what this means in real-life action steps.  TAKING CARE OF YOUR SIDE OF THE STEET  I want you to get clear on where you stand, in this moment. Throughout this exercise, remain open and don’t judge yourself. I want you to look at your current money situation from an observer point of view. Be kind to yourself and love yourself no matter what arises.  Grab your journal, a piece of paper, or open a fresh document on your computer and answer these questions for yourself. Be honest. Be vulnerable. Be  real.  Take your time and let your words flow onto the page.    How do you currently feel about money and  your  money situation?    Are you receiving what you need? (in any aspect)    What makes you feel supported when it comes to money? What makes you feel supported in your relationship?    How do you feel when you spend money on yourself? Does this come from a place of love or a place of fear?    What are you most scared of to share with your partner? What’s the worse case scenario? What’s the best?    How can you make creating a money plan with your partner fun and exciting?    What financial goal do you want to be working towards? What needs to occur for you to get there?    HAVING “THE TALK” WITH YOUR PARTNER  This doesn’t have to be nerve-wracking. This gets to be fun. This gets to be supportive. This gets to be about you and your partner. This doesn’t have to be a stuffy financial meeting. The first thing I want you to do is set an intention for this time with your partner. In what ways do you want to connect?   Then, Have fun with everything else!  Turn this into a date with your partner. Order or prepare one of your favorite meals, have an adult beverage (or if you're like me my partner, smoke a joint), play some soft music, light some candles. I want you to make this date  all  about you two. You know what you both enjoy, incorporate that here. Make it sexy. Make it exciting. Once you’re both comfortable and fed, sit down across from each other and ask your partner to be open and honest with you. Thank them for showing up. Thank them for being your partner in this life. Take a moment to just appreciate each other. Discussing your financial desires with your partner is intimate. It’s a topic that can be as sensitive as sharing your sexual desires.  Once you both feel ready, start talking about where you’re at individually. How has your partner been feeling about money? How have you been feeling? Make this space a safe container for both of you. Talk about whatever has been up for you. Talk to them about what brought you to read this article.   Pay close attention to any money topic that arises that can be rooted to something deeper. If you find something that has been buried, approach it lovingly and kindly. Look at it from an observer point of view and then come together with your partner to solve it.  No problem is you vs. your significant other. It is always you + your partner vs. the problem. Never forget that.   You get to make this night into whatever you and your person need. This can be an opening discuss about money, a discussion of laying out a money plan, or getting clear on the goals you’re both working towards. Make this work for where you are. When you start where you are, magic happens.  At the end of this time with your partner, thank each other for showing up. Take their hands in your own and just take a few breaths together. Then celebrate the fact that you both made it out a little bit stronger.

Money and finances are a big part of your relationship. Whether you pay for things separately or together, your money is being combined in a way that is supporting both of you. You share the roof over your head, the food in your kitchen, the utilities being used, the wifi. You both use them, so it’s time to stop treating your significant other as a roommate to life.

      I’m Samantha  Kind, compassionate, strong.  My story began when I was young, so I grew up fast.     I share this story with you at 22 because I have learned so much in these 22 years and 10 months that I have been here. On this planet. Exploring, learning, and growing.  I’m a survivor of self-harm and suicidal thoughts.  I’m a survivor of being told I’m not good enough and that my life is going to amount to nothing.  I’m a survivor of mental and emotional abuse. That’s much worse than the times I’ve been hit.  I’m a survivor of being misunderstood and different.  I’m a survivor of life and a founder of love.     Love saved me.  Love is what makes surviving your shit worth it.    Love for yourself.  Love for your partner in life.  Love for your children.  Messy, outrageous, beautiful, unconditional love.     My story is finding unconditional love.  I used to not believe in love. I used to think it was a sham. You can deeply care about people, but there’s no way they can love you unconditionally. Not when you’re broken, not good enough, and unworthy.     I spent 22 years not feeling good enough or worthy. I tried pleasing others through my job, my accomplishments, the amount of money in my bank account. I tried to please others by only showing what I wanted them to see on the outside. While on the inside, I felt like I was suffocating. Alone. Unsupported.     Then I found love. I opened myself to love.  I found love for myself.  Deep, raw, healing.    The kind of love that makes you appreciate your entire being in the mirror.   That makes you appreciate your stretch marks, your curves, and your entire being as it is naked and organic.  This is the kind of love that holds your life in her hands in a way that brings you to your knees.  This is the kind of love that makes you cry. Cry with anger. Cry with happiness. Cry with release.      Love brought me back to what it’s like to  feel.   Feel my emotions.  Feel my accomplishments.  Feel my purpose.   Feel love from others.     When you let yourself feel, you let yourself  live  and  heal.   22 feels young, but I had a lot of shit happen to me in that amount of time that needed to be healed.   Pain and trauma. Buried wounds and resentment.  I am still a work in progress, but each day I feel more love which means I have healed yet another part that was taking up space in my heart.     My story is one of healing. Of growing. Of shifting.      I shifted the way I view money.  I shifted the way I show love and let myself be loved.  I shifted the relationship with my significant other.  I shifted the way I take care of myself.     I decided that I was worthy, despite what I’ve been told.   I decided that my life was on purpose.  I decided to show the fuck up.      You become a force of light when you decide to show up for your life .     Showing up for your life makes you do crazy things.  Like quitting your job with no money in the bank.  Like remaining calm and supported when your finances look like shit.  Like finding your tribe in the most unexpected places.  Like creating boundaries and communicating your thoughts and feelings.     Showing up makes you feel insane. Like you should be doubting your every decision.   And I did doubt. And fear. And worry.  But my sense of love and support is what kept me going.  This love that I have from the Source that created me.   The Source that gave me the desires of my heart.     I started following those desires and listening to my dreams and intuition.   I let my body guide me.  I let my inner knowing tell me where to go, what to do, and what to say.   I started letting myself be led in co-creating my life.     My life gets to be what I want it to be.   It gets to be abundant.  It gets to be impactful.   It gets to create a ripple effect of love.      I share this insight into my story with you because I love you. I don’t know the details of your soul, but I don’t have to. The same Source that created me, created you. You are divine, magical, loved, and worthy. You have your own light and story that needs to be shared. You have your own impact.     I ask of you, what is your story? Where do you come from? What have you learned from your time on this planet? How have you loved and let yourself be loved?     Share your story.     Share it with me.   Share it with your loved ones.  Share it with your social media followers.  Share it with the world.     Your story is important. Your story has purpose.   You   have purpose.     Share your story because the world needs it.   Someone needs to hear your story. Someone needs to connect with you.   Your words matter.      Write your story.  Speak your story.  Text your story.  Post your story.     It doesn’t matter how you share, it just matters that you do.      It matters that you let yourself be loved.    It matters that you love others.

I spent 22 years not feeling good enough or worthy. I tried pleasing others through my job, my accomplishments, the amount of money in my bank account. I tried to please others by only showing what I wanted them to see on the outside. While on the inside, I felt like I was suffocating. Alone. Unsupported.

Then I found love. I opened myself to love.

      This work that I do is with  real  humans.  I work with humans who might be having a hard time loving themselves. That might have a hard time spending money on the things they love because that feels a selfish.  I work with humans who overspend and shop from a place of frustration. Humans who feel ashamed of the amount of money they use spent on something they really don’t need.  I work with humans who know exactly what they want, they just don’t know how to get there. Or they’re holding themselves back by believing they aren’t worthy of achieving every desire of their heart.  I work with humans that are in so many different places and situations. But what they all have in common is the fact that they are perfectly imperfect, all sharing this human experience in life.  I’m not just any other coach out there. I accept you exactly as you are, flaws and all. In fact, your flaws are what I love most about you. All those things that might have made you not feel good enough, those are my favorite things. I accept you as you are, free of judgement. I love your worries and your accomplishments. I love you when you are struggling financially because it just means that you get to overcome this. I love you when your money situation slows with grace and ease.  This journey of overcoming obstacles is the most important journey we can possibly take. On the journey of overcome, you get to experience a whole new level of gratitude for the things that light you up and make you feel safe and supported.   I know, because I’m also human. I have flaws, worries, imperfections that make me perfect as I am.  I quit my job with the backup plan being my business. As my business is fairly new, it was a  scary decision. It felt like a decision aligned with my soul and purpose though, so I made the jump. I had high hopes that I was going to soar and succeed so quickly. Instead, I was faced with bills we weren’t sure how to pay, forced sales pages because I wanted paying clients to come my way quickly, and all over frustration and disappointment that I felt towards myself. I felt like I couldn’t serve you as a Financial Empowerment Coach if my own finances weren’t perfect.   But  that  is what makes me qualified to serve you. My story speaks to you if you’re meant to grow and heal with me. I believe in being transparent and honest with you because I want you to bring all of yourself to me, vulnerable and transparent, too.  Together we are light and love and overcome.   I am familiar with the struggle and I have become even more familiar with the overcome and the gratitude that brings you there. I am currently a work in progress, shifting my own money beliefs and financial situation every single moment. I am currently writing this from a coffee shop because our internet is currently shut off . We had other financial obligations that superseded the convenience of at-home wifi. And that’s okay, I adapt and show gratitude for this amazing local coffee shop that is totally my kind of vibe.  I would be lying if there weren’t moments where I thought to myself, “do I need to beg for my old job back? Can I even do this? How can there possibly be another bill/fee/financial responsibility?” What kept those fear-minded thoughts at bay is the impact of my work. The humans that I have the pleasure of serving experience incredible shifts in both their lives and their perspectives. The impact of me showing up and doing this work is evident. It’s needed. So I kept going. I keep going.  A big part of  overcoming the stress and worry was sitting my ass down to be still and get quiet. I would sit criss cross in my sacred space, close my eyes, focus on my breath, and see what thoughts flowed to me naturally. I asked the universe what I was supposed to do, how I could be an instrument of the highest good. The answer I heard wasn’t the one that I wanted. The answer I heard was that I needed to get a job to take some of the financial pressure off of my business and ultimately, my purpose. My business is one that comes from my heart. Everything I do, I want it to come from intention, love, and soulfulness. That’s what attracts you to my work, that’s where you feel the impact of my creation. The financial pressure on my business wasn’t doing anyone any good, but I refused to work for someone that was not in alignment with my beliefs and values. I was done doing things that didn’t feel good.  In that moment that I realized I was going to have to find another source of income, I asked the universe to make this source one of joy.   The universe answered and put all of the right actions in front of me. Within a day, I had a source of income at a place that I fell in love with. It was the perfect amount of hours, was ran by incredible women that I fell in love with immediately, and brought me more joy than I thought possible while going to work. This was the result of me accepting the fact that I get to co-create my life with the universe in a way that doesn’t make me feel anxious.   I received what I needed because I got still, asked for what I needed to know, and then surrendered to the outcome.  The outcome has had a bigger impact on my life than I could have even imagined from the beginning. The universe works that way though, you know.  Everything is always working in our favor, we just have to let it.  We have to release our fears and doubts and just  show up . I was fearful of taking this job, I was worried it meant that my business was a failure, I thought maybe it meant I was a failure. But now as someone on the other side of all this fearful bullshit, everything worked out in the best way possible for me (and everyone involved because the universe is a synchronistic bad ass like that.)  I share this with you because you hold this same power that I do. I’m no different. I was brought to this earth to show you how powerful you are. How worthy you are of being taken care of. Whether you have a goal to make a million dollars or you’re just trying to figure out how to pay your rent next week, you. are. so. fucking. loved. I accept and love you just as you are.  I am here to serve you just as you are.   I created something special for you, as the human you are in this moment (no matter what that looks like.)   I created this to meet you exactly where you’re at. This is meant to be affordable, yet impactful. No matter how much money you currently have in your bank account, this is an investment available to you.  This investment is in yourself. In owning your power. In getting clear on how you want money to make you feel and where you want it to take you. This is for looking at all of the limiting money beliefs that have been holding you back and creating a belief system that feels like home.  This is you and me, coming together as the humans we are and creating an impact. When you show up and do the work you need to do, you improve every component of your life. You improve your finances, your relationships, your career, your relationship with yourself. When all of these things improve, a ripple effect begins. You help to heal our collective planet.  When you show up to do your work, you inspire others to do the same and when we are actively working to heal ourselves we are actively creating a better place to co-exist.    This work means we are actively getting money into the hands of people who are going to do good with it. Our world needs that good so badly. Money is such an incredible resource. It’s so supportive and full of love and intention, when it’s in the right hands. You have the right hands.  You are incredible. You are worthy of a money situation that makes you feel supported and on a path of purpose and passion. I created this to help you see that and dig even deeper. This comes straight from my heart and every moment spent with me comes from that place of love. I love you and I can’t wait to work with you and serve you in such an important way.   If you feel this in your heart and body, please  join me.  I am holding space for your growth and healing.     
 
	 Let's create an impact together

I’m not just any other coach out there. I accept you exactly as you are, flaws and all. In fact, your flaws are what I love most about you. All those things that might have made you not feel good enough, those are my favorite things. I accept you as you are, free of judgement. I love your worries and your accomplishments. I love you when you are struggling financially because it just means that you get to overcome this. I love you when your money situation slows with grace and ease.